南洋商业银行首发信用卡 外资银行进军信用卡市场
南洋商业银行首发信用卡 外资银行进军信用卡市场
南洋商业银行(中国)有限公司(南商中国)1月11日宣布，其在中国内地的信用卡业务正式开始运作，成为第三家在中国单独发行信用卡的外资银行。面对日益庞大的中国信用卡市场，外资银行也想分得一杯羹。
此次南商中国首发的信用卡为全白金芯片信用卡，其主要面向具有跨境银行服务需求的中高端个人及企业客户发行。本次首发的信用卡中，包括银联品牌的个人白金卡、商务/公司信用卡以及万事达品牌的商务信用卡。
依托中国银行及中银香港集团庞大的渠道网络及商户优惠网络的独有优势，南商中国将着力打造具内地、香港、澳门跨境元素的特色服务功能。值得一提的是，其商务信用卡将为有上、下游产业供应链支付和小额信贷需求的中小企业客户提供安全、灵活、便捷的新型支付方案以及一系列特色、优质服务。
南商中国是中国银行(香港)有限公司(简称"中银香港")通过其全资附属机构——南洋商业银行有限公司(简称“南商”)全资拥有的外商独资商业银行，总部设在上海。南商于1949年12月14日在香港开业。经过60余年的发展，南商已成为一家具有相当经营规模和实力的香港注册银行，服务网点不仅遍布香港，还延伸至美国旧金山。1982年，南商在深圳经济特区开设分行，成为新中国成立后第一家在内地经营的外资银行。跨境三十年，服务客为先，南商在中国金融业开创了很多个第一：发行“第一张”通行内地的信用卡——发达卡;发放内地“第一笔”商品房按揭贷款;安装内地“第一台”自动ATM取款机;也是首批获准经营人民币业务的外资银行之一。
南商中国执行董事兼行政总裁程泽宇先生表示，南商中国依托中银香港和中国银行，拥有强大的跨境资源优势，能为客户带来国际化的财富管理视野以及便捷跨境金融服务体验，是“最了解内地市场的外资银行”。未来南商中国将致力于为信用卡用户提供跨境特色服务，不断满足客户的各种用卡需求。
Nanyang commercial bank credit card to start foreign Banks credit card market
Nanyang commercial bank (China) co., LTD. (south business China) announced on January 11,, the credit card business in mainland China formally began operation, become a third in China to issue credit alone foreign Banks. Facing the increasingly huge Chinese credit card market, foreign Banks also want to the equation.
The south China business starting credit card for all platinum credit card chip, the main face with cross-border bank service needs of high-end individual and enterprise customer issue. The first credit card, including unionpay brand personal white gold card, business/company credit card and mastercard brand business credit card.
Relying on the bank of China and bank of China (Hong Kong) group huge channel network and merchant preferential network's unique advantages, south China will strive to create business with mainland China, Hong Kong, Macao cross-border element characteristic service function. Be worth what carry is, its business credit card will have, downstream industry supply chain payment and microfinance demand of small and medium-sized enterprise customers to provide safe, agile and convenient new payment plan and a series of characteristic, high quality service.
South China business is the bank of China (Hong Kong) co., LTD. (hereinafter referred to as "bank of China (Hong Kong)") through its wholly owned subsidiary - nanyang commercial bank co., LTD. (hereinafter referred to as "south business") is a wholly owned foreign owned commercial bank, headquartered in Shanghai. South quotient on dec. 14, 1949 opened in Hong Kong. After six years of development, south business has become a large scale of operation and the strength of the Hong Kong registered bank, service outlets throughout Hong Kong not only, but also extend to San Francisco. In 1982, south business in shenzhen special economic zone to open branches, become after the founding of the first a foreign Banks operating in the mainland. Cross-border thirty years, customers first and service companies in south China's financial industry started many first issue, "the first" passing the mainland's credit card - developed card; Issue the mainland "the first pen" commodity house mortgage loan; Install the mainland "the first" automatic ATM; The first is allowed to operate RMB business of foreign Banks.
South China business executive director and chief executive ChengZeYu, said Mr Shang south China rely on bank of China (Hong Kong) and bank of China, has a strong cross-border resources advantage, customers can bring international wealth management field of vision and convenient cross-border financial service experience, is "the most understanding of the mainland market foreign Banks". In the future, China will be devoted to the south business for credit card users with cross-border special services, and continuously meet the customer's various needs with card.
